Accident Lawyer Tips Common Mistakes to Avoid After an Accident 2

Question 1

What is the risk of exaggerating injuries in an accident claim?

Accepted Answer

Exaggeration constitutes insurance fraud, a crime that can result in prosecution and claim denial

Answer

The claim is automatically increased by 50%

Answer

Insurers are required to pay exaggerated claims if documented by any doctor

Answer

Exaggerating only affects punitive damages

Question 2

Why is it a mistake to sign a medical records release to the opposing insurer without legal review?

Accepted Answer

A broad release could give the insurer access to unrelated pre-existing conditions used to minimize your claim

Answer

Medical records releases are illegal without court orders

Answer

Signing any medical release voids your health insurance

Answer

Medical records are not relevant to accident claims

Question 3

What is the mistake of not reporting the accident to your own insurance company?

Accepted Answer

You may violate your policy's cooperation clause, jeopardizing coverage

Answer

You lose the right to vote in the next election

Answer

Reporting to your own insurer automatically admits fault

Answer

It triggers an immediate rate increase before fault is determined

Question 4

Why is it dangerous to trust verbal promises from the other driver or their insurer?

Accepted Answer

Verbal promises have no legal enforceability and are routinely broken

Answer

Verbal agreements are legally binding in all states

Answer

Verbal agreements trigger mandatory court review

Answer

Insurers are required by law to follow verbal commitments

Question 5

What is the mistake of not following your doctor's treatment plan after an accident?

Accepted Answer

It can be used to argue that your injuries were not serious and reduces your recoverable damages

Answer

It has no effect on your claim

Answer

It automatically discharges all medical liens

Answer

It shifts liability to the medical provider

Question 6

Why is moving vehicles at the accident scene before documenting the scene a mistake?

Accepted Answer

It destroys critical evidence about impact angles, speeds, and fault

Answer

Moving vehicles is always required by law immediately after any accident

Answer

It automatically proves you are at fault

Answer

Moving vehicles triggers mandatory arrest