AAU Business & Professional Development 4

Question 1

Which insurance type protects an organization if an athlete claims injury resulted from negligence?

Accepted Answer

General liability insurance

Answer

General liability coverage responds to third-party claims of injury or negligence.

Question 2

What is the purpose of a signed participation waiver and release?

Accepted Answer

Document that families understand and accept inherent risks

Answer

Waivers record informed acceptance of risks but do not replace safety practices or insurance.

Question 3

Which record should a club keep to show it follows risk-management practices after an injury?

Accepted Answer

A written incident report

Answer

Incident reports document what happened and the response taken.

Question 4

A club hires part-time coaches. What is a key step before they work with minors?

Accepted Answer

Complete background screening and required training

Answer

Screening and training before contact with minors is a core risk-management step.

Question 5

Which describes an independent contractor versus an employee for a club?

Accepted Answer

Contractor controls how work is done and often sets own schedule

Answer

Contractors generally control the manner and means of their work, unlike employees.

AAU - Amateur Athletic Union Certification Practice Test