Business & Professional Development Flashcards

Which insurance type protects an organization if an athlete claims injury resulted from negligence?

Answer: General liability insurance

General liability coverage responds to third-party claims of injury or negligence.

What is the purpose of a signed participation waiver and release?

Answer: Document that families understand and accept inherent risks

Waivers record informed acceptance of risks but do not replace safety practices or insurance.

Which record should a club keep to show it follows risk-management practices after an injury?

Answer: A written incident report

Incident reports document what happened and the response taken.

A club hires part-time coaches. What is a key step before they work with minors?

Answer: Complete background screening and required training

Screening and training before contact with minors is a core risk-management step.

Which describes an independent contractor versus an employee for a club?

Answer: Contractor controls how work is done and often sets own schedule

Contractors generally control the manner and means of their work, unlike employees.

Which is a recommended practice for handling club cash at tournaments?

Answer: Two people count and record the cash together

Dual control and recording reduce errors and the risk of theft.

What is the main goal of an emergency action plan for a venue?

Answer: Ensure a fast, organized response to injuries and emergencies

An emergency action plan outlines roles and steps so responders act quickly and effectively.