Wise Test Wise Account Security and Fraud 3

Question 1

Why should you avoid using public Wi-Fi when accessing your Wise account without additional protection?

Accepted Answer

Attackers on the same network can intercept unencrypted traffic using man-in-the-middle attacks

Answer

On unsecured public networks, attackers can position themselves between you and the server to capture sensitive data.

Question 2

You receive an email saying Wise is upgrading security and you must re-enter your details on a linked page. The sender address looks official. What should you do?

Accepted Answer

Hover over or inspect the link, and navigate to Wise directly rather than clicking it

Answer

Phishing emails often spoof sender addresses; you should always navigate directly to Wise's official website rather than following email links.

Question 3

What is 'credential stuffing' and why is reusing passwords dangerous for your Wise account?

Accepted Answer

An attack where stolen username/password pairs from other data breaches are tested against Wise's login

Answer

If your password was leaked in another breach and you reuse it, attackers can use automated tools to try that same password on Wise.

Question 4

A seller on an online marketplace asks you to pay via Wise and promises buyer protection. What is true about this situation?

Accepted Answer

Wise transfers are typically irreversible, so you have limited recourse if the seller is fraudulent

Answer

Wise transfers, like bank transfers, are generally not reversible once sent, making them a common tool for marketplace scammers.

Question 5

Which action best protects your Wise account if your email account is compromised?

Accepted Answer

Enable 2FA on your Wise account so email alone cannot reset your credentials

Answer

With 2FA enabled, a fraudster who controls your email still cannot access Wise without your second factor.

Wise Practice Test

Wise Practice Test

Wise Test Wise Account Security and Fraud 3