Fair Housing and Ethics Flashcards
7 cards from real Wisconsin Real Estate License practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Fair Housing and Ethics flashcards as text
How long does a person generally have to file a fair housing complaint with HUD after an alleged violation?
Answer: 1 year
A complaint must generally be filed with HUD within one year of the discriminatory act.
A property manager applies a stricter income requirement only to applicants from a certain national origin. This is:
Answer: Disparate treatment discrimination
Applying different standards to a protected group is illegal disparate treatment.
Under Wisconsin agency law, a licensee working with a customer who is not their client owes that customer:
Answer: Fair and honest dealing and accurate disclosure of material facts
Even to non-client customers, licensees must deal fairly, honestly, and disclose material adverse facts.
An occupancy standard limiting a two-bedroom unit to a reasonable number of people is:
Answer: Permitted if applied uniformly and reasonably
Reasonable, uniformly applied occupancy limits are permitted and are not familial-status discrimination.
A licensee discovers a material defect in a property the seller wants hidden. The licensee should:
Answer: Disclose the material adverse fact
Wisconsin licensees must disclose known material adverse facts regardless of the seller's wishes.
Housing designated for older persons may lawfully exclude children if it qualifies under the:
Answer: Housing for Older Persons exemption
The Housing for Older Persons Act (HOPA) exemption allows qualifying senior housing to exclude families with children.
Which act prohibits discrimination in lending based on protected classes?
Answer: Equal Credit Opportunity Act
The Equal Credit Opportunity Act (ECOA) prohibits credit discrimination based on protected characteristics.