UT DMV Insurance and Financial Responsibility 3

Question 1

A first offense of driving without insurance in Utah carries a minimum fine of:

Accepted Answer

$400

Answer

A first conviction for driving without insurance in Utah carries a minimum fine of $400.

Question 2

A second no-insurance offense in Utah within three years carries a minimum fine of:

Accepted Answer

$1,000

Answer

A second conviction within three years raises the minimum fine to $1,000.

Question 3

If your license is suspended for driving uninsured in Utah, to get it back you generally must:

Accepted Answer

Provide proof of insurance and pay a reinstatement fee

Answer

Reinstatement after an insurance-related suspension requires proof of coverage and payment of a reinstatement fee.

Question 4

How does Utah electronically detect uninsured vehicles?

Accepted Answer

Through the state's insurance verification database program

Answer

Utah's Uninsured Motorist Identification Database compares registration records with insurer-reported policies.

Question 5

In Utah, if your insurance lapses while your vehicle is registered, you risk:

Accepted Answer

Revocation of your vehicle registration

Answer

A lapse in required coverage can lead to revocation of the vehicle's registration until proof of insurance is provided.

(UT DMV) Utah Department of Motor Vehicle Practice Test