TX NNJE Electronic and Remote Notarization 2 — Questions and Answers
Question 1: What is the primary difference between an electronic notarization (eNotarization) and a Remote Online Notarization (RON) in Texas?
- eNotarization uses a digital signature; RON uses a wet ink signature
- eNotarization requires the signer to be physically present; RON allows the signer to appear via audio-visual technology (Correct answer)
- eNotarization is only for real estate; RON is for all documents
- There is no difference; they are the same process
Correct answer: eNotarization requires the signer to be physically present; RON allows the signer to appear via audio-visual technology
In an eNotarization, the signer must be physically present with the notary; in a RON, the signer appears remotely via audio-visual communication technology.
Question 2: A Texas notary wants to perform RON. What must they do before beginning?
- Pass a special RON exam administered by the county clerk
- Register as an electronic notary with the Texas Secretary of State (Correct answer)
- Purchase a $1 million liability insurance policy
- Complete 40 hours of law school coursework
Correct answer: Register as an electronic notary with the Texas Secretary of State
Texas requires notaries to register as electronic notaries with the Secretary of State before performing any remote online notarizations.
Question 3: Which technology platform feature is required for a Texas RON session?
- Encrypted email exchange
- Real-time audio and video communication allowing the notary to see and hear the signer (Correct answer)
- Fax transmission capability
- Blockchain verification
Correct answer: Real-time audio and video communication allowing the notary to see and hear the signer
Texas RON requires a platform that provides real-time, two-way audio and video communication so the notary can see and interact with the signer.
Question 4: In a Texas RON journal entry, what must be recorded about the technology used?
- The brand name and model number of the notary's computer
- The name of the communication technology or platform used for the session (Correct answer)
- The internet service provider used
- The screen resolution of the notary's monitor
Correct answer: The name of the communication technology or platform used for the session
The journal must identify the communication technology or platform used for the RON session to document how the signer's presence was established.
Question 5: What must a Texas notary do if their RON platform experiences a technical failure during a session?
- Continue the session by phone if audio is still available
- Stop the session and reschedule when a reliable connection can be established (Correct answer)
- Complete the notarization and note the technical issue in the journal
- Contact the Secretary of State for real-time guidance
Correct answer: Stop the session and reschedule when a reliable connection can be established
A technical failure that disrupts the required audio-visual connection means the notary cannot confirm the signer's identity and must stop and reschedule the session.
Question 6: Under Texas RON rules, credential analysis (CA) is an identity verification method. What does CA examine?
- The signer's credit report
- The security features of a government-issued ID presented during the RON session (Correct answer)
- The signer's educational credentials
- The notary's own commission credentials
Correct answer: The security features of a government-issued ID presented during the RON session
Credential analysis uses technology to examine the security features of a signer's government-issued ID to verify its authenticity during a RON session.
What is the primary difference between an electronic notarization (eNotarization) and a Remote Online Notarization (RON) in Texas?