TX DMV Insurance and Financial Responsibility 2

Question 1

In Texas, what is the minimum liability coverage required for bodily injury per accident?

Accepted Answer

$60,000

Answer

Texas requires minimum bodily injury liability of $30,000 per person and $60,000 per accident.

Question 2

What does the 'financial responsibility' law in Texas require drivers to prove?

Accepted Answer

They can pay for damages they cause in a crash

Answer

Texas financial responsibility law requires drivers to show they can cover damages or injuries they cause in an accident.

Question 3

Which document is NOT an acceptable proof of financial responsibility in Texas?

Accepted Answer

Vehicle registration receipt

Answer

A vehicle registration receipt does not prove financial responsibility; acceptable forms include insurance cards, surety bonds, and self-insurance certificates.

Question 4

If a Texas driver is caught without liability insurance, what is the fine for a FIRST offense?

Accepted Answer

$175 to $350

Answer

A first offense for driving without insurance in Texas carries a fine of $175 to $350.

Question 5

What happens to a Texas driver's license if they are convicted of a second no-insurance offense within five years?

Accepted Answer

It is suspended for 180 days

Answer

A second no-insurance conviction within five years in Texas results in a 180-day license suspension.

(TX DMV) Texas Department of Motor Vehicle Practice Test

(TX DMV) Texas Department of Motor Vehicle Practice Test

TX DMV Insurance and Financial Responsibility 2