TDVL Risk Management and Liability 2

Question 1

A passenger leaves a bag in your taxi. What is your PRIMARY liability concern if you fail to report it?

Accepted Answer

You may be held responsible for the bag's contents if they cause harm

Answer

Failing to report found property can expose a driver to liability if the contents later cause harm or are deemed abandoned improperly.

Question 2

Which action best demonstrates proactive risk management when picking up a late-night fare?

Accepted Answer

Verify the dispatch details and note the pickup location before proceeding

Answer

Verifying dispatch details and noting the location creates a record and confirms the legitimacy of the trip before any risk is encountered.

Question 3

A taxi driver is involved in an at-fault accident. Which party is MOST likely to face a civil lawsuit?

Accepted Answer

The driver and potentially the taxi company as employer

Answer

Under vicarious liability principles, both the at-fault driver and their employer (the taxi company) can be named in a civil lawsuit.

Question 4

What does 'comparative negligence' mean in the context of a taxi accident claim?

Accepted Answer

Fault and damages are apportioned among all negligent parties based on their degree of fault

Answer

Comparative negligence distributes fault proportionally, so a driver who is 30% at fault pays 30% of the total damages.

Question 5

Which insurance coverage specifically protects a taxi driver if an uninsured motorist causes an accident?

Accepted Answer

Uninsured/underinsured motorist coverage

Answer

Uninsured/underinsured motorist coverage pays for damages caused by a driver who has no insurance or insufficient coverage.

(TDVL) Taxi Driver Vocational Licence Test Practice Test