Tax Preparation Study Guide 2026

Everything you need to pass the Tax Preparation exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📚 Tax Preparation Topics to Study (21)

✍️ Sample Tax Preparation Questions & Answers

1. A self-employed person's net loss from Schedule C may:
Reduce other income on the tax return (subject to at-risk rules)

Schedule C losses from an active trade or business can offset other income on Form 1040 subject to at-risk and basis limitations.

2. A taxpayer's divorce was finalized on December 31. What is their filing status for that tax year?
Single

Filing status is determined by marital status on the last day of the tax year; a divorce finalized on December 31 means the taxpayer files as Single.

3. What is the maximum Saver's Credit percentage for a single taxpayer with the lowest AGI?
50%

The Retirement Savings Contributions Credit (Saver's Credit) is up to 50% of contributions for the lowest income tier, based on AGI.

4. Schedule C net profit of $40,000 is subject to self-employment tax on what amount?
$36,940

Self-employment tax is calculated on 92.35% of net earnings: $40,000 × 0.9235 = $36,940.

5. A taxpayer can avoid the underpayment penalty by paying at least what percentage of the prior year's tax?
100% of prior year tax (or 110% if income over $150,000)

The safe harbor rule allows avoiding the underpayment penalty by paying 100% of the prior year's tax (or 110% if prior year AGI exceeded $150,000).

6. Under the IRS safe harbor rule, a taxpayer can avoid an underpayment penalty by paying at least what percentage of the current year's tax liability?
90%

Taxpayers can avoid the underpayment penalty by paying at least 90% of the current year's tax liability, or 100% of the prior year's tax, whichever is smaller.

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Your Tax Preparation Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation