SC DMV Vehicle Insurance Requirements 2

Question 1

South Carolina's required uninsured motorist coverage must meet at least what minimum limits?

Accepted Answer

25/50/25

Answer

10/20/10

Answer

15/30/15

Answer

50/100/50

Question 2

What document should you keep in your vehicle to show proof of insurance during a traffic stop?

Accepted Answer

An insurance identification card

Answer

Your full insurance policy booklet

Answer

A bank statement showing premium payments

Answer

Your vehicle title

Question 3

What is an SR-22 in the context of South Carolina driving?

Accepted Answer

A certificate filed by your insurer proving you carry required coverage

Answer

A special high-risk auto insurance policy

Answer

A vehicle safety inspection form

Answer

A DMV registration renewal document

Question 4

Who is typically required to file an SR-22 in South Carolina?

Accepted Answer

Drivers convicted of certain serious violations such as DUI or driving without insurance

Answer

All first-time driver's license applicants

Answer

All drivers over the age of 70

Answer

Drivers of commercial vehicles only

Question 5

Which loss does liability insurance NOT cover?

Accepted Answer

Damage to your own vehicle

Answer

Injuries to passengers in another vehicle

Answer

Damage to another driver's car

Answer

Legal defense costs if you are sued

Question 6

If your auto insurance lapses in South Carolina, what must you do to restore your driving privileges?

Accepted Answer

Obtain new insurance and pay any required reinstatement fee

Answer

Simply purchase a new policy with no additional penalty

Answer

Wait six months before you can insure the vehicle again

Answer

File a police report documenting the lapse

Question 7

What is the primary purpose of property damage liability insurance?

Accepted Answer

To compensate others for property you damage in an at-fault accident

Answer

To pay for repairs to your own vehicle after any accident

Answer

To cover medical bills for your passengers

Answer

To pay for a rental car while yours is being repaired