RTA Accident Reporting & Insurance

Question 1

After a traffic accident resulting in injury, within how many hours must you typically report the incident to the police?

Accepted Answer

24 hours

Answer

Most jurisdictions require drivers involved in injury accidents to report the incident to police within 24 hours if police did not attend the scene.

Question 2

Which of the following is the FIRST action you should take immediately after a collision?

Accepted Answer

Stop your vehicle and check for injuries

Answer

The first and most critical step after a collision is to stop and check whether anyone has been injured, as life safety takes priority over everything else.

Question 3

What information is it MANDATORY to exchange with the other driver after an accident?

Accepted Answer

Name, address, insurance details, and driver's license number

Answer

Drivers must exchange full identifying and insurance details including name, address, insurance information, and driver's license number to allow proper claims processing.

Question 4

If an accident involves only property damage with no injuries, when is a written crash report to the DMV generally required?

Accepted Answer

When damage exceeds a specified threshold (e.g., $1,000 or more)

Answer

Most states require a written crash report to the DMV only when property damage meets or exceeds a defined dollar threshold, which varies by state.

Question 5

Which document proves that a driver has met the state's minimum auto insurance requirements?

Accepted Answer

Certificate of insurance or insurance ID card

Answer

A certificate of insurance or insurance ID card is the document that law enforcement and other parties use to verify minimum coverage compliance.

(RTA) Roads and Transport Authority Exam Practice Test

(RTA) Roads and Transport Authority Exam Practice Test

RTA Accident Reporting & Insurance