RON RON Document Preparation and Handling 2 — Questions and Answers
Question 1: What is a 'certificate of notarial act' in a RON transaction?
- The notarial wording added to a document indicating the type of notarial act performed (Correct answer)
- The notary's license certificate displayed during the session
- A court-issued authorization to perform remote notarization
- A receipt generated by the RON platform after payment
Correct answer: The notarial wording added to a document indicating the type of notarial act performed
A certificate of notarial act is the official wording (such as an acknowledgment or jurat) that the notary completes and attaches to the notarized document.
Question 2: When a signer needs to sign multiple documents during a single RON session, what must the notary ensure?
- Each document is individually acknowledged or sworn to by the signer (Correct answer)
- All documents are signed simultaneously with one notarial certificate
- The signer provides a new ID verification for each document
- A separate RON session is conducted for each document
Correct answer: Each document is individually acknowledged or sworn to by the signer
Each document in a RON session requires its own notarial act, meaning the signer must individually acknowledge or swear to each one.
Question 3: What type of notarial act requires the signer to swear or affirm that the contents of a document are true?
- Jurat (Correct answer)
- Acknowledgment
- Copy certification
- Signature witnessing
Correct answer: Jurat
A jurat requires the signer to swear or affirm under oath that the statements in the document are true, with the notary administering the oath.
Question 4: In a RON acknowledgment, what is the signer confirming?
- That they signed the document voluntarily and have the legal capacity to do so (Correct answer)
- That all statements in the document are factually accurate
- That the document was drafted by a licensed attorney
- That the document has been filed with the appropriate government office
Correct answer: That they signed the document voluntarily and have the legal capacity to do so
In an acknowledgment, the signer confirms to the notary that they signed the document willingly and that they have the authority or capacity to sign.
Question 5: Which document type is generally NOT suitable for RON notarization under most U.S. state laws?
- Testamentary wills requiring witnesses present in the room (Correct answer)
- Real estate deeds
- Loan closing documents
- Affidavits
Correct answer: Testamentary wills requiring witnesses present in the room
Most states exclude testamentary wills from RON eligibility because they require in-person witnesses, though some states have made exceptions.
Question 6: What must be included in the electronic notarial certificate of a RON document?
- The notary's name, commission number, commission expiration date, and state of commission (Correct answer)
- Only the notary's electronic signature
- The signer's Social Security Number
- The platform provider's business license number
Correct answer: The notary's name, commission number, commission expiration date, and state of commission
RON notarial certificates must include the notary's identifying information such as name, commission number, expiration date, and the state where they are commissioned.
What is a 'certificate of notarial act' in a RON transaction?