RMA Cheat Sheet 2026

The 30 highest-yield RMA facts, distilled from real exam questions. Print it, save it as a PDF, or study it here — free, no sign-up.

1. Under the Social Security Windfall Elimination Provision (WEP), who is most likely to be affected? → Workers who also receive a pension from employment not covered by Social Security
2. What role does data analytics play in Retirement Management Adviser Certification decision-making? → It supports evidence-based decisions by identifying patterns and trends in data
3. What does OSHA stand for? → Occupational safety and health act
4. A physician orders heparin 2,500 units subcutaneously. Available is heparin 5,000 units/mL. How many mL should be given? → 0.5 mL
5. When making up invoices for insurance companies, ICD numbers should be used. What does ICD mean? → International classification of diseases
6. When proofreading a business letter, which error type involves incorrect word usage rather than spelling (e.g., 'their' vs. 'there')? → Homophone error
7. In order to prescribe controlled substances a medical practitioner needs a license from…? → The DEA
8. If medication is taken sublingually it is taken…? → Orally
9. Why is epinephrine sometimes added to a local anesthetic? → To cause vasoconstriction and prolong the anesthetic effect
10. A medical assistant applies a blood pressure cuff that is too small for the patient's arm. What effect will this have on the reading? → The reading will be falsely high
11. What is the purpose of risk management in retirement planning? → To reduce the risk and protect assets during retirement
12. What does 'e-prescribing' allow a provider to do? → Send prescriptions electronically directly to a pharmacy
13. Which instrument is used to hold back the edges of an incision for better visibility? → Retractor
14. Why is retirement income planning important? → It helps ensure you have sufficient income during retirement
15. What does 'gram-positive' mean when bacteria are classified by Gram stain? → The bacteria retain the crystal violet dye and appear purple under the microscope
16. A specimen for anaerobic culture should be handled how? → Transported quickly with minimal air exposure
17. How can life insurance help in retirement planning? → It can provide income replacement and wealth transfer during retirement
18. The 'point of service' field on a claim links a procedure to its: → Supporting diagnosis
19. Which type of isolation requires the patient's room to have NEGATIVE air pressure relative to the hallway? → Airborne infection isolation (AII)
20. Which position places the patient flat on their back with legs elevated in stirrups, used primarily for gynecological examinations? → Lithotomy position
21. The prescription abbreviation 'tid' indicates the medication should be taken how often? → Three times daily
22. Which chemical agent is commonly used as a skin antiseptic before minor surgery? → Povidone-iodine or chlorhexidine
23. What does a palliative drug do? → Relieves symptoms
24. Which of these fluids presents the greatest risk of HIV infection to medical workers? → Blood
25. The first step when removing sutures is to do what? → Clean the suture area with antiseptic
26. Which of the following is an example of negligence in healthcare? → Providing care without proper training or authorization
27. On a urine dipstick test, a positive result for nitrites most likely indicates: → Bacterial infection in the urinary tract
28. Which of the following best describes a deductible in health insurance? → The amount a patient must pay out-of-pocket before insurance begins covering costs
29. Before performing a venipuncture, what is the most important step to ensure correct specimen labeling? → Verify patient identity using two identifiers
30. How do RMA professionals integrate compliance into daily practice? → By embedding compliance requirements into standard operating procedures