RI Notary Signer Identity Verification 4

Question 1

A signer offers a Rhode Island driver's license that expired four years ago. Under state law the notary should:

Accepted Answer

Decline it as satisfactory evidence because it is expired beyond three years

Answer

Accept it because it was validly issued

Answer

Accept it if the photo still resembles the signer

Answer

Accept it only for real estate documents

Question 2

Which scenario describes 'personal knowledge' sufficient for identification?

Accepted Answer

The notary has interacted with the signer over time such that the notary is certain of the signer's identity

Answer

The notary met the signer once at a party last month

Answer

The notary recognizes the signer from social media photos

Answer

A coworker told the notary the signer's name yesterday

Question 3

A credible witness turns out to be named as a beneficiary in the document being signed. Best practice for the notary is to:

Accepted Answer

Not rely on that witness because the witness's interest undermines credibility

Answer

Rely on the witness anyway since the law is silent on everything

Answer

Rely on the witness if the signer consents

Answer

Have the witness sign a disclaimer

Question 4

During a hospital notarization, the patient has no wallet, but her attending physician who knows her offers to vouch. The notary may proceed if:

Accepted Answer

The physician qualifies as a credible witness — personally known to the notary or properly identified — and swears an oath as to the patient's identity

Answer

The hospital wristband alone is accepted as government ID

Answer

A family member texts a photo of her license

Answer

The physician signs the chart in front of the notary

Question 5

A signer presents a current employee badge from a large Rhode Island corporation with photo and signature. This credential is:

Accepted Answer

Not satisfactory evidence because it is not issued by a government agency

Answer

Satisfactory because it has a photo and signature

Answer

Satisfactory if the employer is well known

Answer

Satisfactory for affidavits only

Question 6

If a notary suspects the ID presented is counterfeit, the correct action is to:

Accepted Answer

Refuse to perform the notarization

Answer

Perform the act but keep a copy of the ID as evidence

Answer

Perform the act and warn the signer

Answer

Charge a higher fee to offset the risk

Question 7

Recording details of the identification method in a journal chiefly benefits the notary by:

Accepted Answer

Providing evidence of reasonable care if the notarization is later challenged

Answer

Allowing the notary to skip identification next time

Answer

Satisfying a federal filing requirement

Answer

Letting the notary charge an extra recording fee