RBS Verbal Reasoning 2

Question 1

Read: 'RBS's fraud prevention team monitors transactions 24 hours a day, seven days a week. Suspicious transactions are flagged for review within minutes.' What can be inferred?

Accepted Answer

A suspicious transaction made at 3 AM on Sunday will be flagged

Answer

All flagged transactions result in account suspension

Answer

Only large transactions are monitored

Answer

The fraud team works in shifts of 12 hours

Question 2

Passage: 'Some RBS branches offer extended weekday hours, but no RBS branch is open on Sundays.' A customer claims their local RBS branch was open this Sunday. This claim is:

Accepted Answer

Definitely false based on the passage

Answer

Possibly true if the branch is in a special location

Answer

True because extended hours include Sundays

Answer

Cannot be determined from the passage

Question 3

Text: 'RBS provides business banking services to small, medium, and large enterprises. Loan products are available to businesses with at least two years of trading history.' Which business QUALIFIES for an RBS loan?

Accepted Answer

A medium-sized enterprise trading for three years

Answer

A startup that opened six months ago

Answer

A sole trader with no business registration

Answer

A large enterprise that has not yet started trading

Question 4

Passage: 'RBS's graduate program accepts applications from candidates holding a minimum of a 2:1 degree in any subject. Candidates without a degree may apply via the apprenticeship route.' Which applicant is INELIGIBLE for the graduate program?

Accepted Answer

A candidate with a 2:2 degree in Economics

Answer

A candidate with a 2:1 degree in History

Answer

A candidate with a First-class degree in Engineering

Answer

A candidate with a 2:1 degree in Mathematics

Question 5

Read: 'Digital banking usage at RBS has grown by 40% over five years. However, demand for in-branch services for complex financial advice remains high.' What does this suggest?

Accepted Answer

Customers use digital channels for routine tasks but still value in-person advice for complex needs

Answer

RBS should close all branches immediately

Answer

Digital banking will fully replace branches within five years

Answer

Only young customers use digital banking at RBS

Question 6

Passage: 'All RBS personal loan applications are assessed on the applicant's credit score, income, and existing debt levels. No single factor guarantees approval.' A customer with an excellent credit score applies for a loan. What is true?

Accepted Answer

Approval is not guaranteed despite the excellent credit score

Answer

The customer will definitely be approved

Answer

The credit score is the only factor assessed

Answer

Income and debt levels are not considered for personal loans