RBC Assessment: Verbal Reasoning 2 — Questions and Answers
Question 1: Read the passage and answer: 'RBC's digital banking platform saw a 30% increase in mobile logins in Q3. However, branch visits declined by 15% over the same period. Customer satisfaction scores remained stable.' — Which conclusion is best supported?
- Customers are abandoning RBC branches permanently
- Digital engagement is growing while in-person visits decrease, with no impact on satisfaction (Correct answer)
- Satisfaction scores fell due to fewer branch interactions
- Mobile logins caused the drop in branch visits
Correct answer: Digital engagement is growing while in-person visits decrease, with no impact on satisfaction
The passage shows digital growth and branch decline together, while satisfaction stayed stable — no causal link is stated.
Question 2: Which word is closest in meaning to 'prudent'?
- Reckless
- Cautious (Correct answer)
- Generous
- Assertive
Correct answer: Cautious
'Prudent' means showing care and good judgment, which is closest to 'cautious'.
Question 3: 'All compliant accounts have been audited. Account #4421 has not been audited.' What follows logically?
- Account #4421 is compliant
- Account #4421 is not compliant (Correct answer)
- Account #4421 may or may not be compliant
- All non-audited accounts are non-compliant
Correct answer: Account #4421 is not compliant
If all compliant accounts were audited and #4421 was not audited, it cannot be compliant.
Question 4: Choose the word that best completes the analogy: DEPOSIT is to SAVINGS as LOAN is to ___
- Interest
- Debt (Correct answer)
- Credit
- Balance
Correct answer: Debt
A deposit grows into savings; a loan creates debt — both describe the outcome of the financial action.
Question 5: Passage: 'Regulatory compliance costs at major banks rose 18% last year. Smaller institutions saw costs rise only 8%.' — Which statement is most accurate based solely on this passage?
- Smaller banks are better managed than major banks
- Compliance costs increased more for major banks than for smaller ones (Correct answer)
- Regulatory requirements changed more significantly for major banks
- Major banks are less efficient than smaller institutions
Correct answer: Compliance costs increased more for major banks than for smaller ones
The passage only states that the percentage increase was higher for major banks — no cause or efficiency judgment is given.
Question 6: Which of the following is an antonym of 'transparent'?
- Clear
- Opaque (Correct answer)
- Visible
- Honest
Correct answer: Opaque
'Opaque' means not transparent or easy to see through, making it the direct antonym.
Question 7: A report states: 'Not all high-performing employees receive bonuses.' Which statement must be true?
- No high-performing employees receive bonuses
- Some high-performing employees do not receive bonuses (Correct answer)
- All high-performing employees receive bonuses
- Bonuses are unrelated to performance
Correct answer: Some high-performing employees do not receive bonuses
'Not all' means at least one high-performing employee does not receive a bonus — 'some do not' must be true.
RBC Assessment: Verbal Reasoning 2
Read the passage and answer: 'RBC's digital banking platform saw a 30% increase in mobile logins in Q3.
However, branch visits declined by 15% over the same period.
Customer satisfaction scores remained stable.' — Which conclusion is best supported?