Research Methods & Evidence-Based Practice Flashcards
7 cards from real RAA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Research Methods & Evidence-Based Practice flashcards as text
When an annuity research study has high 'reliability,' this means:
Answer: The study produces consistent results when repeated under the same conditions
Reliability refers to the consistency and repeatability of measurements or findings under similar conditions.
Which of the following illustrates 'publication bias' in annuity research?
Answer: Studies showing positive annuity outcomes are published while those with negative results are not
Publication bias occurs when studies with positive or significant results are more likely to be published than those with null or negative findings.
An advisor wants to understand the 'number needed to treat' (NNT) concept applied to financial planning. In annuity advising, an analogous metric might measure:
Answer: How many clients need to purchase an annuity for one to avoid depleting retirement assets
NNT analogs in financial planning quantify how many individuals must follow a strategy for one to achieve the desired protective outcome.
A critical appraisal of an annuity research article should FIRST assess:
Answer: The relevance of the research question to the clinical or advisory problem at hand
Critical appraisal begins by determining whether the research question aligns with the specific advisory problem being addressed.
In research on annuity policyholder behavior, a 'cross-sectional study' collects data:
Answer: At a single point in time across different participants
Cross-sectional studies capture a snapshot of a population at one point in time, useful for prevalence but unable to establish causality.
Which of the following BEST defines 'effect size' in annuity performance research?
Answer: The magnitude of the difference or relationship between variables, independent of sample size
Effect size quantifies the practical magnitude of a finding, providing context that statistical significance alone cannot convey.
An evidence-based advisor is evaluating conflicting studies on annuity income rider effectiveness. The MOST appropriate next step is to:
Answer: Seek a systematic review or meta-analysis that synthesizes multiple studies on the topic
When studies conflict, a systematic review or meta-analysis that pools and critically evaluates all available evidence provides the most reliable guidance.