Personal Injury Assessment

Question 1

Your uninsured motorist coverage will pay for your damages if you are involved in a car accident that was brought on by a driver who was either uninsured or had only minimal insurance on their vehicle. Given that a person who does not have auto insurance is most likely to have no assets, this is done to safeguard drivers who would otherwise have little remedy against the tortfeasor.

Term: Uninsured/underinsured motorist coverage

Accepted Answer

True

Answer

False

Answer

Maybe

Question 2

Defense firm is law practice that represents people who have been hurt as a result of someone else's negligence.

Accepted Answer

False

Answer

True

Answer

Maybe

Question 3

Plaintiff firm is an attorney's office that defends those being sued.

Accepted Answer

True

Answer

False

Answer

Maybe

Question 4

"Tort" is the wrong term in French. A legal wrongdoing or injury for which the victim is entitled to recompense from the responsible party. Physical, financial, and emotional harm are all types of torts.

Accepted Answer

True

Answer

False

Answer

Maybe

Question 5

Legally required; accountable. Liability in tort law refers to a party's duty to another, typically requiring monetary restitution.

Accepted Answer

Liable

Answer

Defense firm

Answer

In-house or staff counsel

Answer

All of the above

Question 6

Your insurance provider is required to hire a lawyer to defend you if you are sued after an accident. To represent its clients, the insurer may retain a private law firm or appoint in-house lawyers.

Accepted Answer

Duty to defend

Answer

Liability

Answer

Personal injury

Answer

No pay, no play

Question 7

An effort by large corporations to restrict the capacity of tort victims to file lawsuits and cap the amount of damages that can be awarded. Reform, according to them, is required since so many "frivolous" cases result in verdicts of millions of dollars in damages. Consumer activists and other defenders of the current tort system contend that factual errors have been made in the cases used by tort reformers, and they attack tort reform as a cover for corporate assistance.

Accepted Answer

Tort reform

Answer

Tortfeasor

Answer

Deep pocket

Answer

None of the above