Car Insurance Question and Answers

Question 1

The driver of the car that hit you doesn't have insurance. What insurance policy would cover the losses?

Accepted Answer

Uninsured Motorist

Answer

Comprehensive

Answer

Liability

Answer

Under-insured Motorist

Question 2

Which option from the list below will lower your insurance premium?

Accepted Answer

have a good driving record

Answer

buy a sports car

Answer

be involved in sports

Answer

have a parent with you at all times

Question 3

What type of insurance covers for your car's damages if you are at fault?

Accepted Answer

Collision

Answer

Uninsured Motorist

Answer

Comprehensive

Answer

Under-insured Motorist

Question 4

What insurance covers you in the event that someone is hurt in an accident you cause?

Accepted Answer

Bodily Injury

Answer

Uninsured Motorist

Answer

Under-insured Motorist

Answer

Property Damage

Question 5

The cost of continuing insurance for a motorist is

Accepted Answer

premium

Answer

liability

Answer

claim

Answer

deductible

Question 6

What form of insurance covers physical damage to your car caused by natural disasters like fire?

Accepted Answer

Comprehensive

Answer

Medical Payments

Answer

Property Damage

Answer

Collision

Question 7

What do you refer to as the sum you consent to pay in the event of an accident?

Accepted Answer

Deductible

Answer

Policy

Answer

Full Coverage

Answer

Liability

The driver of the car that hit you doesn't have insurance.What insurance policy would cover the losses?