QFC Study Guide 2026

Everything you need to pass the QFC exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 QFC Exam Format at a Glance

100
Questions
150 min
Time Limit
70.00%
Passing Score

📚 QFC Topics to Study (21)

✍️ Sample QFC Questions & Answers

1. What distinguishes 'agency MBS' from 'non-agency MBS'?
Agency MBS carry an explicit or implicit government guarantee; non-agency MBS do not

Agency MBS are issued or guaranteed by GSEs (Fannie Mae, Freddie Mac) or Ginnie Mae, providing protection against credit losses, while non-agency MBS rely solely on the underlying loans' creditworthiness.

2. What is the primary role of the bond indenture in a fixed income security?
To specify the legally binding terms and covenants governing the bond, protecting bondholders' rights

The indenture is the legal contract detailing coupon payments, maturity, covenants (restrictions on the issuer), and bondholder remedies in default.

3. Which planning tool helps visualize project timelines in Quantitative Finance Certification?
Gantt chart

A Gantt chart displays project tasks against a timeline, showing start dates, durations, dependencies, and milestones.

4. In Quantitative Finance Certification, what does contingency planning involve?
Preparing backup plans for potential problems or changes

Contingency planning involves preparing alternative courses of action in case things do not go as planned.

5. What is the 'option-adjusted spread' (OAS) used to measure?
The spread over the risk-free rate after removing the value of embedded options, isolating credit and liquidity risk

OAS strips out the value of embedded options (call, put) from the nominal spread to provide a cleaner measure of credit and liquidity compensation.

6. What is the foundation of professional ethics in Quantitative Finance Certification?
Acting with integrity, honesty, and accountability

Professional ethics are built on principles of integrity, honesty, and accountability, which guide practitioners in making responsible decisions.

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Your QFC Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation
QFC Study Guide 2026 — Exam Format, Topics & Practice Questions