When a QDRO designates the alternate payee as a surviving annuitant, how is the participant's monthly retirement benefit typically affected?
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A
It is increased to cover the additional survivor benefit cost
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B
It is actuarially reduced to fund the future survivor benefit for the alternate payee
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C
It is unaffected because the plan absorbs the survivor benefit cost
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D
It is paid in a lump sum to offset anticipated survivor costs