QDRO Client Communication & Case Management 2

Question 1

When a client asks whether the QDRO will be 'approved' by the plan, what is the most accurate response?

Accepted Answer

Explain that the plan administrator reviews the order and may require amendments before approving it

Answer

Plan administrators have the authority to review and reject QDROs that do not conform to plan terms, and revisions may be needed before the plan qualifies the order.

Question 2

A client is confused about why their QDRO specialist needs a copy of the divorce decree. What is the primary reason for this request?

Accepted Answer

To ensure the QDRO provisions are consistent with and do not exceed the terms of the divorce agreement

Answer

The QDRO must reflect the property division agreed upon in the divorce decree without awarding benefits beyond what was negotiated.

Question 3

Which of the following best describes the specialist's role when a client and their ex-spouse disagree on QDRO language?

Accepted Answer

Act as a neutral drafter implementing the agreed-upon terms from the divorce decree

Answer

A QDRO specialist drafts the order to reflect the parties' agreed terms and does not advocate for either side when acting as a neutral drafter.

Question 4

A client calls stating they received a notice that their QDRO was rejected by the plan. What should the specialist do first?

Accepted Answer

Obtain a copy of the rejection notice to identify the specific deficiencies cited by the plan

Answer

Reviewing the plan's rejection notice identifies the exact deficiencies that must be corrected before redrafting the amended QDRO.

Question 5

What is the most important reason to obtain the plan's Summary Plan Description (SPD) early in the QDRO drafting process?

Accepted Answer

To understand the plan's specific rules, benefit options, and permissible QDRO language

Answer

The SPD contains the plan rules that govern what a QDRO may and may not order, making it essential for drafting a compliant order.

(QDRO) Certified Qualified Domestic Relations Order Specialist Practice Test

(QDRO) Certified Qualified Domestic Relations Order Specialist Practice Test

QDRO Client Communication & Case Management 2