PGI Travel Insurance 2

Question 1

What should Singapore travellers do if they need emergency medical treatment overseas?

Accepted Answer

Seek treatment immediately, contact the insurance company's 24-hour emergency hotline, and keep all medical receipts and reports for the claim

Answer

Wait until returning to Singapore

Answer

Only go to Singapore embassy clinics

Answer

Self-medicate to avoid costs

Question 2

What is 'travel disruption' or 'travel delay' coverage in Singapore travel insurance?

Accepted Answer

Compensation for expenses incurred when your departure is delayed beyond a specified period, such as meals, accommodation, and transport

Answer

Coverage for jet lag

Answer

Coverage for missing your flight due to oversleeping

Answer

Coverage for traffic jams

Question 3

Does Singapore travel insurance cover adventure sports and activities?

Accepted Answer

Many adventure activities (scuba diving, skiing, bungee jumping) are excluded from standard policies but can be covered with add-ons or specialised plans

Answer

All activities are automatically covered

Answer

Adventure sports are always excluded

Answer

Only swimming is covered

Question 4

What is 'emergency medical evacuation' coverage in travel insurance?

Accepted Answer

Coverage for the cost of transporting you to the nearest adequate medical facility or back to Singapore if local treatment is insufficient

Answer

A free helicopter ride

Answer

Evacuation from natural disasters only

Answer

Coverage for ambulance rides only

Question 5

How should Singapore travellers file a travel insurance claim?

Accepted Answer

Notify the insurer as soon as possible, complete the claim form, and submit supporting documents (receipts, medical reports, police reports, delay certificates) within the specified timeframe

Answer

Claims must be filed before the trip ends

Answer

Only verbal claims are accepted

Answer

Claims can be filed anytime within 5 years

Question 6

What does 'personal liability' coverage in Singapore travel insurance protect against?

Accepted Answer

Legal liability if you accidentally injure someone or damage their property while travelling overseas

Answer

Liability for business losses

Answer

Liability for missed flights

Answer

Liability for lost travel documents