FREE AOA Insurance Questions and Answers

Question 1

Which type of insurance is most commonly used to cover routine eye exams and corrective lenses?

Accepted Answer

Vision insurance

Answer

Vision insurance specifically covers routine eye care services such as exams, glasses, and contact lenses.

Question 2

What is the primary purpose of professional liability insurance for optometrists?

Accepted Answer

To protect against claims of negligence or malpractice

Answer

Professional liability insurance, also known as malpractice insurance, protects optometrists from lawsuits alleging negligence or errors in patient care.

Question 3

Which of the following is typically not covered by standard vision insurance?

Accepted Answer

Surgical procedures

Answer

Vision insurance usually covers routine eye care but not surgical procedures, which are typically covered by health insurance.

Question 4

What type of insurance would cover the cost of replacing expensive ophthalmic equipment damaged by a fire?

Accepted Answer

Property insurance

Answer

Property insurance covers the loss or damage to business property, including ophthalmic equipment, due to events like fire.

Question 5

Which insurance is required by law for most employers to provide to their employees, covering work-related injuries and illnesses?

Accepted Answer

Workers' compensation insurance

Answer

Workers' compensation insurance is mandated by law to provide benefits to employees who suffer work-related injuries or illnesses.

AOA - American Optometric Association Practice Test

AOA - American Optometric Association Practice Test

FREE AOA Insurance Questions and Answers