An AFC® professional is also a licensed insurance agent. During a session, they identify a clear need for the client to acquire life insurance. According to the AFC® Code of Ethics, which of the following is the most appropriate action for the counselor to take?
-
A
Refer the client to another insurance agent within their own company to streamline the process.
-
B
Sell the client an appropriate insurance policy directly, as it is the most efficient solution.
-
C
Advise the client that purchasing an insurance policy is a required part of their financial action plan.
-
D
Fully disclose the conflict of interest in writing and provide the client with a referral list of several unaffiliated, qualified insurance agents.