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Question 1

What are the four parts of Medicare (A, B, C, D) and what does Part A cover?

Accepted Answer

Part A covers hospital inpatient care and skilled nursing facility stays

Answer

Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice, and some home health services, and is premium-free for most beneficiaries.

Question 2

How many days of skilled nursing facility (SNF) care does Medicare Part A cover at 100% with no copay?

Accepted Answer

20 days

Answer

Medicare Part A covers the first 20 days of SNF care at 100%, then requires a daily copay for days 21–100, with no coverage after day 100.

Question 3

Which Medicare part covers outpatient medical services, doctor visits, and preventive care?

Accepted Answer

Part B

Answer

Medicare Part B covers medically necessary outpatient services, physician fees, preventive care, and some home health services, with a monthly premium.

Question 4

What is a Medicare Advantage plan (Part C)?

Accepted Answer

A private insurance plan that bundles Medicare Part A and B benefits

Answer

Medicare Advantage (Part C) plans are offered by private insurers approved by Medicare and must cover all Part A and B services, often including additional benefits.

Question 5

What is the primary difference between Medicare and Medicaid?

Accepted Answer

Medicare is federal health insurance primarily for those 65+; Medicaid is means-tested for low-income individuals

Answer

Medicare is a federal insurance program based primarily on age or disability, while Medicaid is a joint federal-state program based on income and asset eligibility.

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CSS CSS Medicare & Medicaid Benefits