Under the TILA-RESPA Integrated Disclosure (TRID) rule, which of the following events would trigger a new three-business-day waiting period for the Closing Disclosure?
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A
The borrower decides to take a smaller loan amount than originally disclosed.
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B
The seller agrees to a credit for repairs discovered during the final walk-through.
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C
The lender adds a prepayment penalty to the loan terms.
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D
The annual percentage rate (APR) decreases slightly due to a minor fee adjustment.