PADI Risk Management and Liability 2

Question 1

Under US law, which doctrine can reduce a diver's compensation if they are found partially at fault for their own injury?

Accepted Answer

Comparative negligence

Answer

Comparative negligence apportions fault between parties, reducing the plaintiff's damages by their percentage of fault.

Question 2

A PADI instructor allows a student to dive beyond the depth limit stipulated in the course standards. If injury occurs, this is best described as:

Accepted Answer

Per se negligence

Answer

Violating a specific statute or industry standard (like PADI depth limits) can constitute negligence per se, establishing breach automatically.

Question 3

Which PADI document records that a student was informed of diving hazards and voluntarily accepted those risks before training?

Accepted Answer

Liability Release and Express Assumption of Risk

Answer

The Liability Release and Express Assumption of Risk form documents informed consent and voluntary acceptance of inherent diving risks.

Question 4

Which type of insurance coverage pays for a diver's own medical expenses resulting from a dive accident, regardless of fault?

Accepted Answer

Accident and medical insurance

Answer

Accident and medical (first-party) insurance covers the policyholder's own medical costs without requiring proof of another party's negligence.

Question 5

A dive center's general liability policy specifically excludes claims arising from professional services. To cover student injury claims, the center also needs:

Accepted Answer

Professional liability (E&O) insurance

Answer

Professional liability (errors and omissions) insurance covers claims arising from the professional services of instruction, filling the gap left by general liability exclusions.

PADI - Professional Association of Diving Instructors Practice Test

PADI - Professional Association of Diving Instructors Practice Test

PADI Risk Management and Liability 2