NY DMV NY DMV Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage required per person in New York?

Accepted Answer

$25,000

Answer

New York requires a minimum of $25,000 per person for bodily injury liability coverage.

Question 2

What is the minimum bodily injury liability coverage required per accident in New York?

Accepted Answer

$50,000

Answer

New York requires $50,000 per accident for bodily injury liability, making the minimum 25/50.

Question 3

What is the minimum property damage liability coverage required for New York auto insurance?

Accepted Answer

$10,000

Answer

New York requires a minimum of $10,000 in property damage liability coverage per accident.

Question 4

New York is considered what type of auto insurance state?

Accepted Answer

No-fault state

Answer

New York is a no-fault state, meaning your own insurance covers your injuries regardless of who caused the accident.

Question 5

What is the minimum Personal Injury Protection (PIP) coverage required in New York?

Accepted Answer

$50,000

Answer

New York requires a minimum of $50,000 in PIP (no-fault) coverage to pay for medical expenses after an accident.

NY DMV - New York Department of Motor Vehicle Practice Test