Risk Management & Mitigation Flashcards
7 cards from real NRPA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Risk Management & Mitigation flashcards as text
What is the purpose of an 'indemnification clause' in a contractor agreement for a parks and recreation department?
Answer: To require the contractor to hold the agency harmless for claims arising from contractor negligence
An indemnification clause requires the contractor to protect the agency from legal claims and financial losses resulting from the contractor's own negligence or actions.
During a routine playground inspection, a staff member discovers a broken bolt on climbing equipment. What risk management action reflects best practice?
Answer: Tag the equipment, restrict access immediately, and repair before reopening
Best practice requires immediately restricting access to damaged equipment and completing repairs before allowing use again, preventing potential injury.
Which NRPA risk management principle addresses ensuring that all staff members understand their specific roles during an emergency?
Answer: Incident command structure
An incident command structure (ICS) defines clear roles, responsibilities, and chain of command for all staff during an emergency response.
A recreation agency decides to self-insure for minor property damage claims rather than purchasing insurance. Which risk management strategy does this represent?
Answer: Risk retention
Risk retention means the agency accepts and internally absorbs the financial cost of certain risks, often used for minor, predictable losses where insurance premiums exceed expected losses.
What is the recommended minimum ratio of lifeguards to swimmers in a recreational swimming environment according to NRPA guidelines?
Answer: 1:25
NRPA and many industry standards recommend a 1:25 lifeguard-to-swimmer ratio in recreational swimming areas to ensure effective surveillance and timely response.
Which type of insurance coverage protects a parks and recreation agency against claims of bodily injury or property damage caused by agency operations?
Answer: Commercial general liability insurance
Commercial general liability (CGL) insurance covers third-party claims for bodily injury or property damage arising from the agency's operations and premises.
What is the primary goal of a 'safety audit' in a parks and recreation facility?
Answer: Systematically identifying hazards, unsafe conditions, and compliance gaps
A safety audit systematically examines the facility for physical hazards, unsafe practices, and regulatory compliance gaps to support proactive risk management.