NNA Preventing Fraud and Misconduct 2

Question 1

A signer presents a driver's license whose photo resembles him, but the lamination is peeling and the font on the birth date looks different from the rest of the card. What should the notary do?

Accepted Answer

Refuse to notarize based on that ID and ask for other acceptable identification

Answer

Signs of tampering make an ID unreliable, so the notary should not rely on it and should request another acceptable form of identification.

Question 2

Which situation is the strongest red flag that a signer may be acting under undue influence?

Accepted Answer

A relative answers every question for the signer and won't let the signer speak alone

Answer

A third party controlling the conversation suggests the signer may not be acting of their own free will.

Question 3

A document presented for acknowledgment has several blank spaces in its body. What is the best practice?

Accepted Answer

Have the signer fill in or line through the blanks before notarizing

Answer

Blank spaces could be filled in fraudulently after notarization, so the signer should complete or strike them first.

Question 4

Why does the NNA recommend recording a signer's thumbprint in the notary journal for high-risk documents such as real property deeds?

Accepted Answer

It deters impostors and provides strong evidence of who appeared

Answer

A thumbprint is a powerful deterrent to impostors and provides evidence if the notarization is later challenged.

Question 5

A notary's seal stamp goes missing from her office. What should she do first?

Accepted Answer

Promptly notify the commissioning authority (and law enforcement if theft is suspected) as required by law

Answer

A lost or stolen seal could be used to forge notarizations, so it must be reported promptly per state rules.

NNA - National Notary Association Certification Practice Test

NNA - National Notary Association Certification Practice Test

NNA Preventing Fraud and Misconduct 2