Proper Identification and Procedures Flashcards
7 cards from real NM NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Proper Identification and Procedures flashcards as text
A signer presents a tribal identification card issued by a federally recognized Indian tribe. May a New Mexico notary accept it?
Answer: Yes, if it is issued by a government and contains the required identifying features
Government-issued IDs, including tribal identification cards with a photograph or signature, satisfy New Mexico's identification requirements.
What is the key procedural difference between a jurat (verification on oath) and an acknowledgment?
Answer: A jurat requires the signer to sign in the notary's presence and swear the contents are true
For a jurat the signer must sign before the notary and take an oath or affirmation that the statements are true, while an acknowledgment only confirms a signature.
A regular customer the notary has served twice at a bank asks to be identified by personal knowledge. Is this sufficient?
Answer: No, brief business transactions generally do not create reasonable certainty of identity
Personal knowledge demands dealings over time sufficient for reasonable certainty, which a couple of brief transactions typically do not provide.
A credible witness is used to identify a signer. Which requirement applies to the witness?
Answer: The witness must be personally known to the notary or present acceptable identification
The credible witness must either be personally known to the notary or verified through acceptable identification before swearing to the signer's identity.
During a signing, the notary notices the signer cannot answer basic questions about the document and seems disoriented. What should the notary do?
Answer: Refuse to perform the notarization because the signer may lack competence
A notary must be satisfied the signer understands the transaction and acts willingly, and should refuse if competence is in doubt.
A signer's name on the document reads 'Jonathan A. Smith' but his ID reads 'John Smith.' What is the safest proper procedure?
Answer: Require identification that reasonably matches the name on the document before notarizing
The notary must have satisfactory evidence that the person signing is the person named, so an unresolved name mismatch should stop the notarization.
Who must be physically or, for remote notarization, electronically present before the notary at the time of the notarial act?
Answer: The individual whose signature is being notarized
Personal appearance of the signer before the notary at the time of the act is mandatory for every notarization.