Insurance and Registration Flashcards
7 cards from real NJMVC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Insurance and Registration flashcards as text
In New Jersey, what is the minimum required Personal Injury Protection (PIP) coverage amount?
Answer: $10,000
New Jersey requires a minimum of $10,000 in PIP coverage to pay for medical expenses after an accident regardless of fault.
What document must you show a police officer if requested during a traffic stop in New Jersey?
Answer: Driver's license, registration, and proof of insurance
You must present your driver's license, vehicle registration, and proof of insurance when requested by law enforcement.
How long is a standard New Jersey vehicle registration valid?
Answer: Four years
Standard NJ vehicle registrations are valid for four years and must be renewed before expiration.
Which of the following is NOT a required minimum coverage under the NJ Basic policy?
Answer: Bodily injury liability
The NJ Basic policy does not require bodily injury liability coverage, though it can be added optionally.
When you purchase a new vehicle, how many days do you have to register it in New Jersey?
Answer: 10 days
New Jersey law requires new vehicle owners to register their vehicle within 10 days of purchase.
If your vehicle registration expires and you continue to drive, you may be charged with:
Answer: Operating an unregistered vehicle, which is a motor vehicle offense
Driving an unregistered vehicle in NJ is a motor vehicle offense that can result in fines and penalties.
Under New Jersey law, property damage liability coverage must pay for damages to:
Answer: Other people's property that you damage
Property damage liability pays for damage you cause to another person's property, such as their vehicle or fence.