Remote and Electronic Notarization Flashcards
6 cards from real NJ NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Remote and Electronic Notarization flashcards as text
Under New Jersey's RON (Remote Online Notarization) law, what technology platform must be used for remote notarization?
Answer: A RON platform that meets NJ's approved technology standards
New Jersey requires RON to be conducted using platforms that meet NJ's approved technology standards for identity verification, audio-visual communication, and record-keeping.
Under New Jersey's remote notarization law, when a signer is located outside of New Jersey during an RON session, the notarization is:
Answer: Valid if the notary is located in NJ at the time of the act
For New Jersey RON, the notary must be physically located in New Jersey at the time of the act. The signer may be located anywhere, even outside NJ or the US.
Which identity verification method is required for Remote Online Notarization in New Jersey when the notary does not personally know the signer?
Answer: Credential analysis and knowledge-based authentication (KBA)
New Jersey RON requires credential analysis (examination of the signer's ID) and knowledge-based authentication (KBA questions) to verify identity when the notary does not personally know the signer.
In New Jersey, which of the following is a key advantage of Remote Online Notarization (RON) over traditional in-person notarization?
Answer: RON allows notarization when the signer cannot physically travel to the notary
RON allows signers who cannot physically travel to appear before a notary via audio-visual technology, making notarial services accessible to those with mobility, distance, or health limitations.
A New Jersey notary performing RON must retain the audio-visual recording of the session for:
Answer: 10 years
New Jersey RON regulations require audio-visual recordings of remote notarization sessions to be retained for a minimum of 10 years.
What is 'knowledge-based authentication' (KBA) as used in New Jersey's Remote Online Notarization process?
Answer: Dynamic questions derived from the signer's personal records that only the signer should know
KBA involves dynamically generated questions based on the signer's personal history — such as previous addresses, loan history, or other personal data — that only the true identity holder should be able to answer.