NJ DMV NJ DMV Vehicle Registration & Title 2 — Questions and Answers
Question 1: What happens to a NJ vehicle registration if the owner's automobile insurance lapses?
- Nothing until the next renewal
- The registration is automatically suspended (Correct answer)
- A warning letter is sent with 90 days to comply
- The driver receives a fine only
Correct answer: The registration is automatically suspended
In New Jersey, vehicle registration is automatically suspended if the required automobile insurance coverage lapses.
Question 2: Which NJ MVC document must be carried in the vehicle at all times?
- Certificate of Title
- Vehicle Registration Card (Correct answer)
- Insurance Policy Declaration Page
- Lien Release Letter
Correct answer: Vehicle Registration Card
New Jersey law requires drivers to carry the current vehicle registration card in the vehicle at all times while operating it.
Question 3: What is the NJ late fee for renewing a vehicle registration after the expiration date?
- No late fee — grace period applies indefinitely
- $25 late fee (Correct answer)
- The full registration fee is doubled
- A $6 surcharge is added per month overdue
Correct answer: $25 late fee
New Jersey charges a $25 late fee when a vehicle registration is renewed after its expiration date.
Question 4: Which NJ MVC form is used to apply for a duplicate vehicle title?
- Form BA-49
- Form OS/SS-7 (Correct answer)
- Form MVC-1
- Form TR-1
Correct answer: Form OS/SS-7
NJ MVC Form OS/SS-7 (Application for Certificate of Ownership) is used to apply for a duplicate vehicle title.
Question 5: What must a NJ resident do with a vehicle registration when selling their vehicle?
- Transfer it to the new owner
- Keep it and apply a refund credit to the next registration (Correct answer)
- Surrender it to the MVC within 10 days
- Leave it in the vehicle for the buyer
Correct answer: Keep it and apply a refund credit to the next registration
When selling a vehicle, the NJ seller may apply the unused portion of their registration to a new vehicle or keep a credit on file with the MVC.
Question 6: What is a 'rebuilt' title in New Jersey and when is it issued?
- A title for newly manufactured vehicles
- A title issued after a salvage vehicle passes a NJ State inspection and is repaired for road use (Correct answer)
- A title for vehicles imported from another country
- A title issued after a stolen vehicle is recovered
Correct answer: A title issued after a salvage vehicle passes a NJ State inspection and is repaired for road use
A rebuilt title in NJ is issued when a salvage-titled vehicle has been repaired and passes a required NJ State inspection, making it roadworthy again.
NJ DMV NJ DMV Vehicle Registration & Title 2
What happens to a NJ vehicle registration if the owner's automobile insurance lapses?