NH Notary Signer Identification Requirements Flashcards

When using a credible witness to identify a signer before a NH notary, how many credible witnesses are needed if the witness is unknown to the notary?

Answer: Two credible witnesses, both of whom personally know the signer

If the credible witness is not personally known to the notary, NH law requires two credible witnesses who both personally know the signer.

What must a credible witness swear or affirm before a NH notary?

Answer: That they personally know the signer and that the signer is the person named in the document

A credible witness must swear or affirm that they personally know the signer and that the signer is the person described in the document.

Which of the following is NOT a disqualifier for serving as a credible witness in NH?

Answer: Being older than 65 years of age

Age alone does not disqualify a credible witness; financial interest in or connection to the transaction does disqualify them.

A NH notary is performing a remote online notarization. What is the required method for verifying signer identity?

Answer: Identity proofing through knowledge-based authentication or credential analysis, or both

Remote online notarization requires identity proofing methods such as knowledge-based authentication (KBA) and/or credential analysis of the signer's ID.

What is 'knowledge-based authentication' (KBA) used for in NH remote online notarization?

Answer: To verify signer identity by asking questions based on public and private data records

KBA is an identity-proofing method that presents the signer with questions derived from data records (e.g., past addresses, loan history) that only the true individual should be able to answer.

If a NH notary cannot satisfactorily identify a signer, what is the correct course of action?

Answer: Refuse to perform the notarial act

A notary who cannot adequately identify the signer must refuse to perform the notarial act.