Common Notarial Documents Flashcards
7 cards from real ND NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Common Notarial Documents flashcards as text
A North Dakota notary is presented with a mortgage document that has blank spaces in the body of the text. What should the notary do?
Answer: Refuse to notarize until all blanks are filled in
North Dakota notaries should not notarize incomplete documents with blank spaces, as this creates risk of fraudulent alterations after notarization.
What is the purpose of a subordination agreement that a notary may be asked to notarize?
Answer: It establishes the priority order of liens on a property
A subordination agreement changes the priority ranking of liens, typically making one lien subordinate (lower priority) to another.
A North Dakota notary is asked to notarize a healthcare directive (living will). The signer mentions they are unsure if they want to sign. How should the notary proceed?
Answer: Refuse to notarize because the signer lacks the required willingness
A notary must refuse to notarize if the signer does not appear willing and voluntarily ready to sign the document.
Which notarial act is most appropriate when notarizing an adoption consent form in North Dakota, where the signer must swear to the facts contained within?
Answer: Jurat
A jurat is appropriate when the signer must swear or affirm under oath that the contents of the document are true, which is required for consent forms involving sworn facts.
A commercial lease agreement brought for notarization has the landlord's signature already on it, but the landlord is not present. The tenant is present and ready to sign. What should the notary do?
Answer: Notarize only the tenant's signature since they are personally present
The notary can only notarize the signature of the party who personally appears — the tenant's signature can be notarized, but not the absent landlord's.
What distinguishes a 'warranty deed' from a 'quitclaim deed' in North Dakota?
Answer: A warranty deed includes the grantor's guarantee of clear title; a quitclaim deed conveys only whatever interest the grantor has
A warranty deed includes a guarantee from the grantor that they have clear title to the property, while a quitclaim deed conveys only whatever interest the grantor actually possesses without any guarantees.
A North Dakota notary is asked to notarize a financial power of attorney for an elderly person. During the appointment, the notary suspects the signer may be under duress. What is the correct action?
Answer: Refuse to perform the notarization
If a notary has reasonable suspicion that a signer is under duress or coercion, the notary must refuse to perform the notarial act.