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Identifying Signers and Credibility Flashcards

7 cards from real MT NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. A man the notary vaguely recognizes from the grocery store asks to be identified by personal knowledge. Is this sufficient in Montana?

    Answer: No, casual recognition does not provide reasonable certainty of identity

    Personal knowledge requires dealings sufficient for reasonable certainty of identity, which mere casual recognition does not establish.

  2. A signer offers his employee badge from a large private hospital, complete with photo and signature. Why does this fail as primary identification?

    Answer: It was issued by a private employer, not a government

    Acceptable identification documents must be government-issued; private employer credentials do not qualify.

  3. During a signing, the notary suspects the ID presented is counterfeit because the lamination is peeling over an altered birthdate. What should the notary do?

    Answer: Refuse the notarization because the evidence of identity is not satisfactory

    A notary must refuse to act when not satisfied the individual has the identity claimed, and a suspect document is not satisfactory evidence.

  4. A borrower's adult son wants to act as credible witness, but the son is a co-borrower on the loan being notarized. Why should the notary refuse this arrangement?

    Answer: The son's financial interest in the transaction undermines his credibility as a witness

    A credible witness should be a disinterested party, and a co-borrower stands to benefit from the notarization.

  5. Which combination fully satisfies Montana's credible witness method of identification?

    Answer: Witness personally knows the signer, is known to or identified by the notary, and swears an oath to the signer's identity

    All three elements are required: the witness knows the signer, the notary verifies the witness, and the witness makes a sworn verification of identity.

  6. A signer presents a valid U.S. military ID card. How should a Montana notary treat this credential?

    Answer: It is acceptable as a government-issued identification bearing a photograph

    A U.S. military ID is a federally issued identification with a photograph and qualifies under the other-government-ID category.

  7. Where should a Montana notary record how a signer was identified for a notarial act?

    Answer: In the notary's journal entry for that act

    Montana notaries must keep a journal, and each entry should describe the method of identification used.