Identifying Signers and Credibility Flashcards
7 cards from real MT NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Identifying Signers and Credibility flashcards as text
A signer appears before a Montana notary via approved communication technology for a remote online notarization. How is identity typically verified when the notary lacks personal knowledge?
Answer: Through identity proofing such as credential analysis and dynamic knowledge-based authentication
Remote notarization requires identity proofing, generally credential analysis of the ID plus knowledge-based authentication or a credible witness.
A woman presents a driver's license in her maiden name, but the document to be signed uses her married name. What is the notary's best course of action?
Answer: Verify the identity connection through additional satisfactory evidence, such as a credible witness or other acceptable proof, or decline
The notary must be reasonably certain the signer is the person named in the document, resolving name discrepancies through acceptable identification methods or declining.
Which detail on a presented driver's license should a notary compare against the person standing in front of them?
Answer: The photograph and physical description
The notary should compare the photo, physical description, and signature to the individual present to confirm the match.
Two credible witnesses who are strangers to the notary but personally know the signer appear with valid IDs of their own. Under Montana's RULONA framework, may they be used?
Answer: Yes, if the notary identifies each witness by an acceptable ID document and each takes an oath
A credible witness may be identified either through the notary's personal knowledge or by acceptable identification documents before swearing to the signer's identity.
A signer presents a Montana concealed weapon permit with photo and signature as identification. What is the notary's proper analysis?
Answer: It may qualify as another form of government-issued identification containing a photograph or signature
Montana law permits other government-issued identification that is current or recently expired and bears the individual's signature or photograph.
A nursing home resident has no current ID and hers expired 5 years ago. Her daughter, who has a valid license and has known her mother all her life, is present. How can the notarization proceed?
Answer: The daughter may serve as a credible witness, sworn under oath, after the notary identifies the daughter
A credible witness personally knowing the signer, identified by the notary and placed under oath, provides satisfactory evidence when IDs are unavailable, provided the witness is not disqualified by interest in the document.
What is the main risk to a notary who identifies signers carelessly?
Answer: Liability for damages and possible commission discipline if a false identity enables fraud
Careless identification exposes the notary to civil liability, revocation or suspension of the commission, and potential criminal consequences if fraud results.