MS Notary Legal and Ethical Responsibilities 3

Question 1

In Mississippi, what happens to a notary's official misconduct liability if their surety bond pays a damaged party?

Accepted Answer

The notary must reimburse the surety company for the amount paid

Answer

The bond protects the public, not the notary, so the surety can recover payouts from the notary personally.

Question 2

A document presented for notarization has blank spaces where key terms should be. What should a Mississippi notary do?

Accepted Answer

Ask the signer to complete or line through the blanks before notarizing

Answer

Notarizing documents with material blanks invites fraud, so blanks should be completed or struck before the notarization.

Question 3

A Mississippi notary is subpoenaed to testify about a notarization they performed. Which record best supports their testimony?

Accepted Answer

Their notarial journal entry for that transaction

Answer

The journal is the notary's contemporaneous evidence of what occurred during the notarization.

Question 4

Which scenario shows a Mississippi notary properly handling a suspected coerced signer?

Accepted Answer

Speaking with the signer privately and refusing if the signer seems unwilling

Answer

The notary must confirm the signer acts willingly, and refusing is required when willingness is in doubt.

Question 5

A Mississippi notary is also a real estate agent earning commission on a sale. May they notarize the closing documents for that sale?

Accepted Answer

No, because their commission gives them a financial interest in the transaction

Answer

Earning a commission from the transaction creates a disqualifying financial interest.

(MS Notary) Mississippi Notary Exam Practice Test