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Relocation Assistance & Services Flashcards

7 cards from real MRP practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. What distinguishes Storage in Transit (SIT) from Non-Temporary Storage (NTS) in a military PCS move?

    Answer: SIT is short-term (up to 90 days) while awaiting delivery; NTS is long-term storage for extended circumstances

    SIT provides temporary storage up to 90 days when the member cannot immediately receive goods; NTS is government-funded long-term storage authorized for deployments or OCONUS assignments.

  2. Under SCRA, what is the maximum interest rate a lender can charge on a mortgage obligation incurred before active duty?

    Answer: 6%

    SCRA caps pre-service debt interest rates at 6% per year while the service member is on active duty, and the lender must forgive — not defer — interest above that cap.

  3. When a service member receives PCS orders but the family cannot move concurrently, what term describes the authorization for dependents to travel separately at government expense?

    Answer: Advance Party or Delayed Dependent Travel

    When dependents cannot travel at the same time as the service member, Delayed Dependent Travel (also called Advance or Delayed Travel) lets them travel separately at government expense within authorized timeframes.

  4. An Army family is PCSing OCONUS and the gaining command does not command-sponsor the dependents. What is the most likely outcome regarding dependent travel?

    Answer: Dependents travel at personal expense and the member receives unaccompanied BAH rates

    Without command sponsorship OCONUS, dependents cannot travel at government expense and the service member receives unaccompanied BAH, which is typically lower than the with-dependent rate at the CONUS losing installation.

  5. Which DoD publication is the primary regulatory authority governing all travel and transportation allowances for military members?

    Answer: Joint Travel Regulations (JTR)

    The Joint Travel Regulations govern all travel, transportation, and relocation entitlements for uniformed service members and DoD civilian employees.

  6. A military buyer wants to use a VA loan for a home purchase at the new duty station. Which of the following is a unique feature of VA loans compared to conventional loans?

    Answer: No private mortgage insurance (PMI) required regardless of down payment

    VA loans do not require PMI at any loan-to-value ratio, which can save eligible veterans hundreds of dollars per month compared to conventional financing.

  7. What is the role of the Military Housing Office (MHO) / Housing Services Office (HSO) in a PCS relocation?

    Answer: Provides referrals for both on-post and off-post housing options and verifies housing market information

    The MHO/HSO is the installation resource that helps service members understand on-post availability, provides off-post referral listings, and educates families about the local rental and purchase market.