MO DMV Insurance and Financial Responsibility 2

Question 1

What is the minimum bodily injury liability coverage per person required in Missouri?

Accepted Answer

$25,000

Answer

Missouri requires minimum liability coverage of $25,000 for bodily injury per person.

Question 2

What is the minimum property damage liability coverage required by Missouri law?

Accepted Answer

$25,000

Answer

Missouri law requires at least $25,000 in property damage liability coverage per accident.

Question 3

Which coverage is Missouri drivers also required to carry in addition to liability insurance?

Accepted Answer

Uninsured motorist coverage

Answer

Missouri requires drivers to carry uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

Question 4

If you are stopped by law enforcement in Missouri, what must you show as proof of insurance?

Accepted Answer

An insurance identification card or other acceptable proof of coverage

Answer

Drivers must present an insurance ID card or other acceptable proof of financial responsibility when requested by law enforcement.

Question 5

What happens the first time a Missouri driver is convicted of driving without insurance?

Accepted Answer

Four points are added to their driving record and they may face supervision or suspension

Answer

A first conviction for no insurance adds 4 points to the driving record and can result in supervision requirements or suspension.

(MO DMV) Missouri Department of Motor Vehicle Practice Test