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Identity Verification and Signer Qualifications Flashcards

6 cards from real MN NOTARY practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. When performing remote online notarization (RON) in Minnesota, how does the notary verify the signer's identity?

    Answer: Through credential analysis and knowledge-based authentication (KBA) in addition to visual ID inspection

    Minnesota's RON law requires identity verification through credential analysis of the signer's ID and knowledge-based authentication questions, plus visual examination via the live video feed.

  2. What is 'knowledge-based authentication' (KBA) used for in Minnesota RON?

    Answer: It presents the remote signer with questions about their personal history to verify their identity

    KBA uses dynamic questions drawn from the signer's personal data records (credit history, public records) to confirm the remote signer is who they claim to be.

  3. A Minnesota notary has personal doubt about whether a signer is who they claim to be. What is the appropriate action?

    Answer: Refuse to perform the notarial act until satisfactory identity is established

    If the notary cannot establish satisfactory evidence of the signer's identity, they must refuse to perform the notarial act — proceeding under doubt could facilitate fraud.

  4. Under Minnesota law, what is the notary's responsibility if a document signer appears intoxicated?

    Answer: The notary should refuse to perform the notarial act if the signer appears unable to understand or act willingly

    An apparently intoxicated signer may not be able to act voluntarily or understand what they are signing, so the notary should refuse until the signer is in a clear state of mind.

  5. May a Minnesota notary notarize their own signature on a document?

    Answer: No, a notary may not notarize their own signature

    A notary cannot serve as their own notary — the notary must be a disinterested third party, and self-notarization is prohibited under Minnesota law.

  6. A Minnesota notary is also a named beneficiary in a will they are asked to notarize. Should they proceed?

    Answer: No, the notary has a disqualifying conflict of interest and should decline

    A notary who has a direct financial or beneficial interest in a document has a conflict of interest and must decline to perform the notarial act.