Electronic and Remote Online Notarization Flashcards

What is the key difference between electronic notarization and remote online notarization (RON) in Minnesota?

Answer: RON uses audio-visual technology for parties at different physical locations; electronic notarization may involve in-person signing with electronic tools

RON allows the notary and signer to be in different physical locations connected by audio-visual technology, while electronic notarization can involve parties in the same location using electronic tools and records.

Under Minnesota law, what must a notary public do before performing remote online notarizations for the first time?

Answer: Register as an electronic notary with the Minnesota Secretary of State

Minnesota requires notaries to register with the Secretary of State as an electronic notary before they are authorized to perform electronic or remote online notarial acts.

During a remote online notarization session, where must the Minnesota notary public be physically located?

Answer: Within the state of Minnesota

Minnesota law requires the notary to be physically present within the state of Minnesota during any RON session, as their authority is tied to their Minnesota commission.

Which identity verification method for RON requires a signer to correctly answer dynamic questions drawn from their personal history in public records?

Answer: Knowledge-based authentication (KBA)

Knowledge-based authentication (KBA) presents the signer with dynamic quiz questions derived from public records about their personal history, verifying identity without physical document presentation.

Under Minnesota's RON statute, where may the signer be physically located during a remote online notarization?

Answer: Anywhere in the world

Minnesota law places no geographic restriction on the signer's location; the signer may be located anywhere in the world during a RON session, provided all other requirements are met.

What security feature must be applied to electronically notarized documents in Minnesota to protect against post-notarization alteration?

Answer: Tamper-evident technology

Minnesota law requires electronically notarized documents to incorporate tamper-evident technology, ensuring any alteration to the document after notarization will be detectable.

How long must a Minnesota notary retain the audio-visual recording of each remote online notarization session?

Answer: 10 years

Minnesota requires RON notaries to retain audio-visual recordings of each session for 10 years as part of their mandatory electronic record-keeping obligations.