MN DVS MN DVS Insurance and Financial Responsibility 1

Question 1

What is the minimum bodily injury liability coverage required per person in Minnesota?

Accepted Answer

$30,000

Answer

Minnesota requires at least $30,000 in bodily injury liability coverage per person involved in an accident.

Question 2

Minnesota is classified as what type of auto insurance state?

Accepted Answer

No-fault state

Answer

Minnesota is a no-fault state, meaning each driver's own insurance pays for their medical expenses regardless of who caused the accident.

Question 3

What is the minimum Personal Injury Protection (PIP) coverage required in Minnesota?

Accepted Answer

$40,000

Answer

Minnesota requires a minimum of $40,000 in Personal Injury Protection (PIP) as part of its no-fault insurance system.

Question 4

What is the minimum property damage liability coverage required in Minnesota?

Accepted Answer

$10,000

Answer

Minnesota law requires a minimum of $10,000 in property damage liability coverage per accident.

Question 5

What is the minimum bodily injury liability coverage required per accident (all persons) in Minnesota?

Accepted Answer

$60,000

Answer

Minnesota requires $60,000 in bodily injury liability per accident to cover injuries to multiple people in one crash.

MN DVS - Minnesota Driver and Vehicle Services Practice Test