Practice Test Geeks(MHIC) Maryland Home Improvement Contractor Practice Test
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Knowledge Flashcards

6 cards from real MHIC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 Knowledge flashcards as text

  1. Maryland's mechanics' lien law protects which parties from non-payment on home improvement projects?

    Answer: Contractors, subcontractors, and material suppliers

    Maryland's mechanics' lien law protects contractors, subcontractors, and material suppliers who have provided labor or materials to improve a property and have not been paid.

  2. Under Maryland Consumer Protection law, which of the following contractor actions would constitute an 'unfair or deceptive trade practice'?

    Answer: Misrepresenting the materials to be used in a home improvement project

    Misrepresenting materials to be used — for example, advertising premium materials but using lower-grade substitutes — is a deceptive trade practice under Maryland Consumer Protection law.

  3. A contractor working in Baltimore City installs new windows without obtaining a building permit. What are the potential consequences?

    Answer: Stop-work order, fines, and potential requirement to remove or redo the work

    Performing work without required permits can result in stop-work orders, fines, and requirements to remove or bring the work into compliance, at the contractor's expense.

  4. An MHIC contractor wants to have a lien on a homeowner's property released. What is the typical way this is accomplished?

    Answer: Filing a lien release or satisfaction with the circuit court once paid

    Once a mechanics' lien has been satisfied (paid), the contractor files a release or satisfaction of lien with the circuit court where the lien was filed. This clears the lien from the property's title.

  5. Under Maryland Home Improvement Law, a contractor who receives payment but intentionally fails to pay their subcontractors may be charged with:

    Answer: Home improvement fraud

    Intentionally withholding payment from subcontractors after receiving payment from the homeowner can constitute home improvement fraud under Maryland law.

  6. A homeowner in Maryland signs a home improvement contract on a Monday. By when must they notify the contractor if they wish to cancel under the right of rescission?

    Answer: By midnight on Thursday (3 business days later)

    The 3-business-day right of rescission begins the day after signing. A Monday signing means the 3-day period expires at midnight on Thursday.