MD Notary Remote Online Notarization 2

Question 1

In the context of Remote Online Notarization, what is knowledge-based authentication (KBA)?

Accepted Answer

A dynamic questionnaire using public records data to verify the signer's identity

Answer

The notary's personal knowledge of the signer from prior meetings

Answer

A test of the signer's knowledge about the document being notarized

Answer

Verification of the signer's professional licenses or certifications

Question 2

What is credential analysis in the context of Remote Online Notarization?

Accepted Answer

Automated or manual examination of the signer's government-issued ID for authenticity

Answer

Verifying the notary's active commission credentials

Answer

Reviewing the signer's professional certifications or degrees

Answer

Checking the RON platform's security compliance certifications

Question 3

Must a Maryland notary maintain a journal entry for Remote Online Notarization transactions?

Accepted Answer

Yes, a journal entry is required for every RON notarial act

Answer

No, electronic platform records replace the need for a separate journal

Answer

Only if the RON involves a real estate or mortgage document

Answer

Only at the notary's discretion

Question 4

Which Maryland office has oversight authority over Remote Online Notarization regulations and platform compliance?

Accepted Answer

Maryland Office of the Secretary of State

Answer

Maryland Department of Labor

Answer

Maryland Judiciary

Answer

Maryland Department of Commerce

Question 5

What is the minimum requirement for audio-visual technology used in Maryland Remote Online Notarization?

Accepted Answer

It must enable real-time two-way audio and video communication

Answer

It must be sourced from a state-approved vendor list

Answer

It must record sessions in a minimum 4K video quality

Answer

It must include facial recognition and biometric scanning software

Question 6

What distinguishes Remote Online Notarization (RON) from In-Person Electronic Notarization (IPEN)?

Accepted Answer

In RON the signer is not physically present with the notary; in IPEN they are

Answer

RON uses digital signatures while IPEN uses wet ink signatures

Answer

IPEN requires audio-visual technology while RON uses encrypted email

Answer

RON is only for real estate documents while IPEN covers all document types

Question 7

For how long must records of a Remote Online Notarization, including audio-visual recordings, be retained under Maryland law?

Accepted Answer

10 years

Answer

1 year

Answer

5 years

Answer

25 years