Life and Health California Exam Medicare and Medicaid

Question 1

Medicare Part A primarily covers which type of care?

Accepted Answer

Inpatient hospital care

Answer

Medicare Part A is the hospital insurance portion that covers inpatient hospital stays, skilled nursing facility care following a qualifying hospital stay, hospice care, and some home health care.

Question 2

Medicare Part B covers which of the following services?

Accepted Answer

Outpatient medical services and physician visits

Answer

Medicare Part B is the medical insurance portion that covers outpatient services, physician visits, preventive care, durable medical equipment, and some home health services.

Question 3

To qualify for premium-free Medicare Part A, an individual must have worked at least how many quarters of Medicare-covered employment?

Accepted Answer

40 quarters (10 years)

Answer

An individual who has paid Medicare taxes for at least 40 quarters (10 years) of covered employment qualifies for premium-free Part A at age 65.

Question 4

The Medicare Part A deductible is applied on which basis?

Accepted Answer

Each benefit period

Answer

The Medicare Part A deductible applies per benefit period, which begins upon admission to a hospital and ends after 60 consecutive days without inpatient care.

Question 5

Medicaid is funded through which funding arrangement?

Accepted Answer

Both the federal government and state governments jointly

Answer

Medicaid is a joint federal and state program; the federal government sets baseline eligibility and coverage requirements, while states administer the program and share costs.

Life and Health California Exam Practice Test

Life and Health California Exam Practice Test

Life and Health California Exam Medicare and Medicaid