Medicare and Medicaid Flashcards
7 cards from real Life and Health California Exam practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Medicare and Medicaid flashcards as text
Medicare Part A primarily covers which type of care?
Answer: Inpatient hospital care
Medicare Part A is the hospital insurance portion that covers inpatient hospital stays, skilled nursing facility care following a qualifying hospital stay, hospice care, and some home health care.
Medicare Part B covers which of the following services?
Answer: Outpatient medical services and physician visits
Medicare Part B is the medical insurance portion that covers outpatient services, physician visits, preventive care, durable medical equipment, and some home health services.
To qualify for premium-free Medicare Part A, an individual must have worked at least how many quarters of Medicare-covered employment?
Answer: 40 quarters (10 years)
An individual who has paid Medicare taxes for at least 40 quarters (10 years) of covered employment qualifies for premium-free Part A at age 65.
The Medicare Part A deductible is applied on which basis?
Answer: Each benefit period
The Medicare Part A deductible applies per benefit period, which begins upon admission to a hospital and ends after 60 consecutive days without inpatient care.
Medicaid is funded through which funding arrangement?
Answer: Both the federal government and state governments jointly
Medicaid is a joint federal and state program; the federal government sets baseline eligibility and coverage requirements, while states administer the program and share costs.
Medicare Part D provides coverage for which of the following?
Answer: Outpatient prescription drug coverage
Medicare Part D is the voluntary outpatient prescription drug benefit offered through private plans approved by Medicare.
Which of the following individuals would NOT be automatically eligible for Medicare at age 65?
Answer: A non-citizen who has never worked in the U.S. and does not meet residency requirements
Non-citizens who lack sufficient work history and do not meet the legal residency requirements cannot automatically qualify for Medicare at age 65; they may be able to purchase coverage.